The flexibility of this policy means that you will have the option to dial up premiums to increase the cash value accumulation or pay up your policy sooner, or dial down their premiums during hard financial times.
LifeBuilder features all traditional dividend options, as well as our internal paid-up dividend option which uses the dividend to purchase paid-up insurance. As paid-up insurance is added to the policy, a corresponding reduction of premium-paying insurance occurs, helping your clients achieve a paid-up status even sooner.
It's LifeBuilder offers you a host of protections during your lifetime.
Now you can help protect your family and your lifestyle, all with just one policy, with a payment structure to help meet your financial goals. Whole life insurance is a permanent policy designed to help protect you and your loved ones throughout your entire life. Whole life offers a flexible premium payment structure, allowing you to customize the time frame in which you wish to pay your premiums.
Supplemental retirement income.
Make a down payment on a house.
Help pay for your children's college education.
Meeting financial emergencies such as medical bills.
Our Whole Life Policy can help you meet your goals through a tax-deferred, guaranteed cash value accumulation. In retirement, you can use this cash value to supplement your retirement tax free.